State High Risk Insurance Pools Contact List Updated has just revised its list of State High Risk Insurance Pools with the latest contact information for each, available on our website at:

Thirty-two states operate high-risk pool programs for people who have trouble buying individual health insurance because of their health. Eligibility for these programs varies, as do premiums and covered benefits. Contact the program in your state for more information.

We strive to keep this information as current and useful as possible. If you know of any changes or updates, please leave us a comment below!

Check the list now.

6 Responses to “State High Risk Insurance Pools Contact List Updated”

  1. Lahle Wolfe Says:

    I think you forgot to include:

    Idaho Individual High Risk Reinsurance Pool
    Phone 1-800-721-3272

    Also, the link for Utah is to a pop-up ad site. Better to use the state’s own information link (from which the link you offer copied from):

    Utah Comprehensive Health Insurance Pool
    Phone 1-801-442-5000

    If you do count Idaho’s program the total state count should be 34 states with programs (not 32 as noted above).

    Thank you,
    Lahle A. Wolfe
    Founder, Islets of Hope for persons with diabetes

  2. admin Says:

    Thanks for your response, Lahle Wolfe. We’ll update the Utah link we have with the information you provided.

    We do not recognize the Idaho High Risk Pool that you reference as a true SHRP. Idaho operates a unique high-risk reinsurance plan. When carriers turn down applicants, they are required to offer those applicants a guaranteed issue plan that is “reinsured” through the state high-risk reinsurance pool. Idaho’s reinsurance pool is different from the other state high-risk pools because the coverage is accessed from the carrier that denied the applicant, rather than from the high-risk pool itself.

  3. Alvey Yates Says:

    I’ve been looking for information on insurance coverage in Puerto Rico. Have any suggestions? Will appreciate it.
    Thank you.

  4. admin Says:

    Dear Alvey,

    Thank-you for sending a question to Unfortunately, does not currently publish “A Consumer Guide To Getting and Keeping Health Insurance” for residents of Puerto Rico.

    Generally, state insurance commissioners are always a good place to begin when trying to learn more information about consumer rights and protections related to private health insurance. Direct your inquires to the Office of the Commissioner of Insurance in Puerto Rico at 787-753-1565 or visit them on the web at

    If your questions are related to individual health insurance, call the Office of the Commissioner of Insurance in Puerto Rico and ask for a list of insurers licensed to sell this type of coverage in Puerto Rico and and about your rights when you seek to buy it, keep it and use it.

    Questions related to job-based group health insurance, in addition to the Office of the Insurance Commissioner in Puerto Rico, can be directed to the U.S. Department of Labor, Employee Benefits Security Administration, Employee & Employer Assistance Hotline and Publications at (866) 444-EBSA (3272) or visit them on the web at .

  5. Hypnosis Says:

    Indeed. Which states are in the 32 states?


  6. sara Says:

    Thanks for the question, Hypnosis! The list of states is in the high-risk-pool chart at the link

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