Health Insurance Consumer Information

Debt-Free on $32,000 a year? Why, yes!
… But there’s a catch: it’s only if you’ve got employer sponsored health insurance.

Have you been clipping coupons, cutting up credit cards, resetting the thermostat? All are great ways to save money.  And, as Parade magazine reports this week, one of the single most-effective ways to eliminate debt and take control of your financial life, is to get a job that has a generous employer-sponsored health plan.

Reporter Lynn Schnurnberger follows two families who are so frugal they let their lawns go brown, cut each others’ hair, and don’t own cell phones.  Jim Schenke, his wife Shauna and their two daughters are even living on an income of $32,000 per year, in large part because:

Jim picked his job at a university because it pays 90% of his family’s health insurance.

But not everybody, unfortunately, has this option. If you’ve been downsized, or gotten a divorce, or recently graduated, you probably can’t rely on an employer’s health insurance package right now.

So, what should you do? Where to turn entirely depends on where you live, as each state offers different protections for health insurance consumers going it alone or working for a small employer.

On this website, you’ll find valuable, clear information to help you get or keep health insurance, even though you won’t be saving money like the Schenkes can.

From the healthinsuranceinfo.net front page, choose your state from our map, and you’ll be taken to the FREE online Guide to Getting and Keeping Health Insurance where you live.

We’ve also got a great, FREE series on Managing Medical Bills which you can download here. The guides cover:

1. Private Health Insurance
2. Medicare and Medicaid
3. Medical Debt

This entry was posted on Tuesday, July 15th, 2008 at 7:30 pm and is filed under In the News. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.