• Wisconsin limits how much premiums can vary due to a small group’s health status. Even within these limits, however, premiums can be significantly higher if someone in your small group has a serious health condition. In addition, premiums can vary based on age, industry, and other characteristics of those in your group.
• Wisconsin also limits how much small group plan premiums can increase at renewal because of claims experience.
• For groups with more than 50 employees, Wisconsin does not limit premium variations when coverage is first issued or renewed.

Check with the Wisconsin Department of Insurance if you have any questions about your group plan premiums.