West Virginia Children’s Health Insurance Pool (WVCHIP)

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 West Virginia Children’s Health Insurance Program (WVCHIP) is a state-designed program that provides health coverage to low-income children under the age of 19 who are not eligible for Medicaid and who are uninsured. .

  • A child whose family has a household income at or below 200% of the federal poverty level (FPL) is eligible for West Virginia Children’s Health Insurance Program. For a family of 3, this works out to an annual income of about $2,862, or a monthly income of about $34,340.
  • If your family income is below 150% of the FPL, you will not pay a premium or co-pay. If it is at or above 150%, you will pay a monthly premium for medical care (including doctor and hospital visits) and/or prescription drugs.
  • Eligibility is guaranteed for one year unless the child moves from the state, enrolls in Medicaid, is found to have other insurance coverage, or becomes financially ineligible.
  • No child is denied eligibility based on disability.
  • To apply to WVCHIP, you may call your local Department of Health and Human Resource office or WVCHIP at (800) WVA-CHIP (982-2447). Or, you can download an application from the program’s web site.


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