What Plan Choices Do I Have?

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  • Insurance companies must offer small employers every small group health plan they sell, including a health plan with benefits similar to those in the Washington Basic Health Plan. Standardizing one benefit plan helps you compare differences in cost between insurance companies.
  • You may also enroll your employees in a managed care plan through the Washington Basic Health Plan. Your company must be licensed to do business in the state of Washington. The Washington Basic Health Plan requires you to contribute a minimum of $52 for the monthly premium of full time employees and $32 for part time employees. Enrollment is limited to those employees who are Washington State residents not institutionalized at time of enrollment, not on or eligible for Medicare, and whose income does not exceed 200% of the federal poverty level.
  • Tips for small employers buying health insurance are available on the Washington State Office of the Insurance Commissioner website at http://www.insurance.wa.gov/.

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