What Plan Choices Do I Have?
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- Utah requires health insurers in the small group market to offer standardized policies in addition to other policies they sell. Indemnity, preferred provider organization (PPO), and HMO versions of the standardized plans are available. If you buy a standardized plan, you will be able to pick a low, medium, or high deductible level. Standardized plans cover hospitalization, provider services, and pregnancy care, as well as some limited mental health and chemical dependency benefits after a 12-month probationary period. Standardized plans make it easier for you to compare the prices that different companies charge. Non-standardized plans can also be offered to you, and you will have to read and compare them carefully.
