· By law, all insurers in Texas must offer at least one plan that includes coverage for required state mandated benefits, such as childhood immunizations and mammograms. In addition, insurers must also offer one or more Consumer Choice Benefits Plans, which are lower-cost plans that do not include all of mandated benefits normally covered in other insurance plans (for example, chemical dependency treatment or diabetes supplies and equipment). For more information about mandated benefits and Consumer Choice Benefit Plans in Texas, please contact the Texas Department of Insurance at (800) 578-4677 or (512) 463-6169.