· Under Texas law, small employers can be charged more, within limits, based on the health status, claims history, and demographics of the group. Even within these limits, premiums can be significantly higher if someone in your group has a serious health condition. If you have 51 or more eligible employees, there are no limits on premium variations or increases. If you have questions about your group health plan premiums, contact the Texas Department of Insurance.
Can I Be Charged More Because of My Group’s Health Status?
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