CHIP is part of the federal Children’s Health Insurance Program (CHIP) and provides heath insurance for uninsured children of low-income families who do not have access to affordable health insurance.
· If a child aged 19 or younger does not have health insurance, CHIP provides payment of medical expenses at little or no cost. The price a family pays depends on your family income.
· CHIP enrolls children from families whose family income is up to 200% of the federal poverty level (FPL). For example, for a family of three making less than $3,052 per month, the child (or children) would be eligible for coverage.
· CHIP provides comprehensive coverage to enrollees. This includes doctor and nurse care, immunization and preventative care, health clinic care, laboratory tests and x-rays, prescription drugs, medical equipment and medical transportation, dental care, eye care, hospital care, mental health services, and preventative well-child visits, as well as other services.
· Children entering CHIP after leaving private health insurance will have a 90-day waiting period before becoming eligible for benefits. However, this waiting period may be waived in some situations, including if the child has lost coverage because his or her parent lost their job or exhausted COBRA.
· For more information, contact the Texas Health and Human Services Commission at (800) 252-8263 or visit http://www.hhsc.state.tx.us/chip/index.html.