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┬áCoverKids is a health insurance program for low-income families living in Tennessee. It is part of a part of a national initiative, the Children’s Health Insurance Program (CHIP), to ensure that all children have health insurance.

  • If you are a resident of Tennessee and have children under the age of 19 or are a pregnant woman, you and your children may be eligible for free health insurance through CoverKids.
  • To be eligible, your child must meet requirements for income and prior health insurance coverage. meet requirements for income and prior health insurance coverage. Your child must have been uninsured for 3 months (this requirement is waived for children 4 months old or younger and for children transitioning from TennCare or other SCHIP programs), you must have a household income at or below 250% of the federal poverty level (fpl). In 2007, for a family of 3, this works out to an annual income of up to $42,925, or a monthly income of up to $3,577. In addition, if your income is over 250% of the FPL, you may be able to buy coverage through CoverKids.
  • You will have to help pay for your child’s CoverKids coverage. You will be responsible for co-payments, depending on your family’s income. Co-payments range from $5 to $15 for most services.
  • Healthy Families covers most medical expenses. Coverage includes doctor visits, hospital care, prescriptions, mental health services, immunizations, and maternity care for qualified pregnant women.

For more information, contact CoverTN at (866) COVERTN

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