As it is a summary, this guide will not answer every question for every person in every circumstance.  In addition, it is not a substitute for legal advice.  If you have more questions, contact the agencies listed below or consult an attorney.

For questions about:
Individual health insurance
State continuation coverage
Fully insured group health insurance
Contact:
South Dakota Division of Insurance
            (605) 773-3563
            http://www.state.sd.us/drr2/reg/insurance/

For questions about:
Self-insured group health plans
COBRA continuation coverage
Family and Medical Leave Act
Contact:
U.S. Department of Labor,
Employee Benefits Administrator
Employee & Employer Assistance Hotline and Publications:
            (866) 444-EBSA (3272)
            http://www.dol.gov/ebsa/

For questions about:
South Dakota Risk Pool
Contact:
South Dakota Risk Pool 
            (605) 773-3148
            http://www.state.sd.us/bop/RiskPool.htm

For questions about:
Medicaid
Contact:
South Dakota Department of Social Services
            (800)305-3064
            http://www.state.sd.us/social/medicaid/chip

For questions about:
Children’s Health Insurance Program
Contact:
Children’s Health Insurance Program:
            (800) 305-3064
            http://www.state.sd.us/social/medicaid/chip

For questions about:
Breast and Cervical Cancer Screening Control Program:
            The All Women Count! Program
Contact:
South Dakota Department of Health
            (800) 738-2301          
http://www.state.sd.us/doh/Disease2/cancer.htm

For questions about:
Federal Health Coverage Tax Credit (HCTC)
Contact:
Internal Revenue Service (IRS)
            (866)-628-HCTC (4282)
            http://www.irs.gov/individuals/ 
             (Click on HCTC)

Finally, if you would like to obtain a consumer guide for a different state, visit the web at http://www.healthinsuranceinfo.net/