If you do not have access to employer-sponsored group insurance, you may want to buy an individual health insurance policy from a private health insurer. However, in South Carolina - as in most other states - you have limited guaranteed access to individual health insurance. There are some alternatives to individual health insurance - such as COBRA coverage and SCHIP coverage. This chapter summarizes your protections under different kinds of individual health plan coverage.
Individual Health Plans
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- Individual Health Insurance Sold by Private Insurers
- COBRA Continuation Coverage
- Conversion Coverage
- South Carolina Health Insurance Pool (SCHIP)
