Can I Be Charged More Because of My Group’s Health Status?
- Within limits, you can be charged higher premiums based on the health, risk, and demographic characteristics of your group. For small employers with 2-25 employees, North Dakota limits the difference in premiums and the annual increase that can be charged. For groups with 26 or more workers, North Dakota does not limit premium variation or increases. If you have questions about your group health insurance premiums, contact the North Dakota Insurance Department.
