Premiums for all health plans sold to small employers in New York are community rated. That means your premium cannot vary due to the health status, claims experience, age, gender, or occupation of people in your group. Premiums may vary due to family size and geographic location. If you have 51 or more eligible employees, there are no limits on premium variations. If you have questions about your group health insurance premiums, contact the New York Insurance Department.
Can I Be Charged More Because of My Group’s Health Status?
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