As a summary, this guide will not answer every question for every person in every circumstance.  In addition, it is not a substitute for legal advice.  If you have more questions, contact the agencies listed below or consult an attorney.

For questions about:
Fully insured group health plan
Contact:
New York Insurance Department
            (800) 342-3736
            (212) 480-6400 (New York City)
            (516) 221-8064 (Long Island)
            (518) 474-6600 (Albany)
            (716) 847-7619 (Buffalo)
            http://www.ins.state.ny.us/

For questions about:
Self-insured group health plans
COBRA continuation coverage
Family and Medical Leave Act
Contact:
U.S. Department of Labor
Employee Benefits Administrator
Employee & Employer Assistance Hotline and Publications
           (866) 444-EBSA (3272)
            http://www.dol.gov/ebsa
 
For questions about:
Medicaid
Contact:
New York Department of Health
            (518) 486-9057
            http://www.health.state.ny.us/

For questions about:
Child Health Plus
Contact:
New York Department of Health
            (800) 698-4543
            http://www.health.state.ny.us/

For questions about:
Family Health Plus
Contact:
New York Department of Health 
            1-877-9FHPLUS (934-7587).
            http://www.health.state.ny.us/

For questions about:
Healthy New York
            1-866-HEALTHY NY (866-432-5849)
           http://www.ins.state.ny.us/website2/hny/english/hny.htm

For questions about:
The Federal Health Coverage Tax Credit (HCTC)
Contact:
Internal Revenue Service (IRS)
            (866) 638-HCTC (4282)
            http://www.irs.gov/individuals/
            (Click on HCTC)

Finally, if you would like to obtain a consumer guide for a different state, visit the web at
http://www.healthinsuranceinfo.net/