As a summary, this guide will not answer every question for every person in every circumstance.  In addition, it is not a substitute for legal advice.  If you have more questions, contact the agencies listed below or consult an attorney.

For questions about:
Individual Health Insurance
Fully insured group health plan
Contact:
New York Insurance Department
(800) 342-3736
(212) 480-6400 (New York City)
(516) 221-8064 (Long Island)
(518) 474-6600 (Albany)
(716) 847-7619 (Buffalo)
http://www.ins.state.ny.us/

For questions about:
Self-insured group health plans
COBRA continuation coverage
Family and Medical Leave Act
Contact:
U.S. Department of Labor
Employee Benefits Administrator
Employee & Employer Assistance Hotline and Publications
(866) 828-4777
(608) 221-4551
http://www.dol.gov/ebsa

For questions about:
Medicaid
Contact:
New York Department of Health
(518) 486-9057
http://www.health.state.ny.us/

For questions about:
Child Health Plus
Contact:
New York Department of Health
(800) 698-4543
http://www.health.state.ny.us/

For questions about:
Family Health Plus
Contact:
New York Department of Health
1-877-9FHPLUS (934-7587).
http://www.health.state.ny.us/

For questions about:
Healthy New York
Contact:
1-866-HEALTHY NY (866-432-5849)
http://www.ins.state.ny.us/website2/hny/english/hny.htm

For questions about:
The Federal Health Coverage Tax Credit (HCTC)
Contact:
Internal Revenue Service (IRS)
(866) 638-HCTC (4282)
http://www.irs.gov/individuals/
(Click on HCTC)