Can I Be Charged More Because of My Group’s Health Status?
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- You can be charged higher premiums, within limits, based on the health status of those in your group. Premiums also can vary, within limits, based on age, gender, geography, occupation, and smoking status.
- New Mexico also limits how much small group health plan policy premiums can increase at renewal because of claims experiences.
- For groups with more than 50 workers, New Mexico does not limit premium variation or increases. If you have questions about your group health plan premiums, contact the New Mexico Division of Insurance.
