• If you are self-employed with no other workers, you are eligible to buy a small employer group health plan on your own (though you may be able to join another group health plan through a family member). However, insurers only have to offer guaranteed issue coverage to self employed during two open enrollment periods in March and September.

If you are self-employed and buy your own health coverage, you are eligible to deduct 100% of the cost of your premium from your federal income tax.