Montana
Consumer Guide to Getting and Keeping Health Insurance
Last updated June 2009
Welcome
A Summary of Your Protections
How Am I Protected?
What Are the Limits on My Protections?
Group Health Plans
When Does a Group Plan Have to Let Me In?
Can a Group Health Plan Limit My Coverage for Pre-existing Health Conditions?
Limits to Protections for Certain Government Workers
As You Leave Group Coverage
Individual Health Plans
Individual Health Insurance Sold by Private Insurers
COBRA Continuation Coverage
Conversion Coverage
Montana Comprehensive Health Association (MCHA)
Small Employer or Self-employed Person
Do Insurance Companies Have to Sell Me Health Insurance?
Can I Be Charged More Because of My Group’s Health Status?
What Plan Choices Do I Have?
What If I Am Self-employed?
A Word About Association Plans
Financial Assistance
MEDICAID
Montana Children’s Health Insurance Plan (MCHIP)
Montana Breast and Cervical Cancer Treatment (MBCCT)
The Federal Health Coverage Tax Credit (HCTC)
For More Information
Helpful Terms
Authors and Acknowledgments
Download the Guide
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Welcome
A Summary of Your Protections
Group Health Plans
Individual Health Plans
Small Employer or Self-employed Person
Financial Assistance
For More Information
Helpful Terms
Authors and Acknowledgments
Download the Guide
Disclaimer
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