As a summary, this guide will not answer every question for every person in every circumstance.  In addition, it is not a substitute for legal advice.  If you have more questions, contact the agencies listed below or consult an attorney.

For questions about:
Individual health insurance
Fully insured group health plan
Contact:
Missouri Department of Insurance
            (800) 726-7390
            http://insurance.mo.gov/

For questions about:
Self-insured group health plans
COBRA continuation coverage
Family and Medical Leave Act
Contact:
U.S. Department of Labor
Employee Benefits Administrator
Employee & Employer Assistance Hotline and Publications
            (866) 444-EBSA (3272)
            http://www.dol.gov/ebsa

For questions about:
Missouri Health Insurance Pool (MHIP)
Contact:
Missouri Health Insurance Pool (MHIP)
            (800) 821-2231
or visit them on the web
            http://www.mhip.org/index.htm

For questions about:
Medicaid
Children’s Health Insurance Program (MC+ for Kids)
Contact:
Family Support Division (determines eligibility for Medicaid)
(573) 751-3221 Department of Medical Services
(888) 275-5908 MC+ for Kids
http://www.dss.mo.gov/pr_health.htm

For questions about:
Show Me Health Women Program (Breast and Cervical Cancer Screening)
Contact:
Missouri Department of Health and Senior Services, Bureau of Cancer and Disease Control 
            (573) 522-2845
            http://www.dhss.mo.gov/BreastCervCancer/Eligibil%09ity.html

For questions about:
Federal Health Coverage Tax Credit (HCTC)
Contact:
Internal Revenue Service
1-866-628-HCTC
http://www.irs.gov/individuals/index.html

Finally, if you would like to obtain a consumer guide for a different state, visit the web at  http://www.healthinsuranceinfo.net