MinnesotaCare is a state-designed program that subsidizes health coverage to low-income residents who have limited or no health insurance. MinnesotaCare is a program to provide health insurance to residents who cannot afford coverage.
- To be eligible for coverage under MinnesotaCare, you must qualify. You must have been without health insurance for at least 4 months. You also must not have access to an employer provided group health plan, or, if your employer offers coverage, you must be required to pay more than half of the premium. Children do not have to meet these requirements.
- If you are an adult age 21 or older and are pregnant or have children, your family income must be less than 275% of the federal poverty level ($3,804 monthly income for a family of three in 2006). If you are an adult age 21 or older with no children, your family income must be less than 175% of the federal poverty level ($2,420 monthly income for a family of three in 2006). However, eligibility standards for children under age 21 differ.
- In general, MinnesotaCare only covers up to $10,000 in hospital care per year. However, there is no limit on hospital coverage for adults who have a child under 21 in their home and whose income is no more than 175% of the federal poverty level. MinnesotaCare also covers outpatient visits to the doctor, prescription drugs, and dental, vision, and home health care. All care is provided through managed care plans.
- Premiums are charged on a sliding scale, based on your income and family size. For example, for a family of three with a monthly income of $1,000, the monthly premium may be $18. For the same family with a monthly income of $3,000, the monthly premium could be $208.
- For more information, please contact the Minnesota Department of Human Services at (651) 297-3862 or (800) 657-3672 or at http://www.dhs.state.mn.us/main/groups/healthcare/documents/pub/DHS_id_006255.hcsp.