As a summary, this guide will not answer every question for every person in every circumstance. In addition, it is not a substitute for legal advice. If you have more questions, contact the agencies listed below or consult an attorney.

For questions about:
Individual health insurance
Fully insured group health insurance
Contact:
Office of Financial and Insurance Services
(517) 373-0220
(877) 999-6442 (Toll-free)
www.michigan.gov/dleg/0,1607,7-154-10555—,00.html

For questions about:
Self-insured group health plans
COBRA continuation coverage
Family and Medical Leave Act
Contact:
U.S. Department of Labor
Employee Benefits Administrator
Employee & Employer Assistance Hotline and Publications
(866) 444-EBSA(3272)
www.dol.gov/ebsa

For questions about:
Blue Cross Blue Shield of Michigan
Contact:
Blue Cross Blue Shield of Michigan
For membership, call:
(313) 225-8100 or
(800) 637-2227
or visit Blue Cross Blue Shield of Michigan on the web at
www.bcbsm.com/hp

For questions about:
Medicaid
Contact:
Michigan Department of Community Health
(517) 373-3500
(517) 373-3573 (TDD)
www.michigan.gov/mdch

For questions about:
MIChild
Contact:
MIChild
(888) 988-6300
(888) 263-5897 (TTY) or visit
www.mdch.state.mi.us/MSA/mdch_msa/what.htm

For questions about:
Breast & Cervical Cancer Control Program (BCCCP)
Contact:
Michigan Department of Community Health
(800) 922-MAMM or visit
www.michigancancer.org/bcccp

For questions about:
Other Programs
Contact:
Michigan Department of Community Health
(517) 373-3500
(517) 373-3573 (TDD)
www.michigan.gov/mdch

For questions about:
Federal Health Coverage Tax Credit (HCTC)
Contact:
Internal Revenue Service
1-866-628-HCTC
www.irs.gov/individuals (Click on HCTC);
or call HCTC customer service center

Finally, if you would like to obtain a consumer guide for a different state, visit the web at www.healthinsuranceinfo.net