The Dirigo Health Program, also called DirigoChoice, is a state-sponsored plan designed to provide Maine businesses with 50 or fewer employees, the self-employed, and uninsured individuals with an affordable option for health insurance coverage. Participation in the Dirigo Health Program is voluntary and coverage is similar to many other health insurance products currently on the market.
- The Dirigo Health Program offers benefits to small employers, the self-employed, and uninsured individuals. Employees and individuals with incomes less than 300% of the federal poverty level will receive discounts that reduce monthly premiums as well as deductibles and other cost sharing for covered services. For a family of four, for example, discounts are available on a sliding scale when household income is less than $56,500, while single individuals earning less than $28,000 a year are eligible for discounts on a sliding scale. Individuals and households in the lowest income bracket will receive a 100% discount, and participate in Dirigo Health at no monthly cost.
- The Dirigo Health Program offers two standard benefit packages. Both benefit plans cover doctor’s visits, hospital care, preventative care, and other services.
- To request an application or for additional information, please contact Anthem Blue Cross and Blue Shield. Employers: 1-800-541-4251; Self-employed:1-800-585-0099; Individual: 1-800-585-0099. You may also visit the Dirigo Health Program website at http://www.dirigohealth.maine.gov/.