· You can be charged higher premiums, within limits, based on the health, risk, and demographic characteristics of your group. For small employers, Kentucky limits the difference in premiums and the annual increase that can be charged. For groups with 51 or more eligible employees, Kentucky does not apply these same limits on premium variation or increases. If you have questions about your group health insurance premiums, contact the Kentucky Department of Insurance.
Can I Be Charged More Because of My Group’s Health Status?
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