Kentucky Children’s Health Insurance Program is a state-designed program that provides health coverage to low-income Kentucky children under the age of 19 who are not eligible for Medicaid and who have no health insurance.

· A child whose family has a household income at or below 200% of the federal poverty level is eligible for KCHIP. For a family of three, this works out to an annual income of about $36,620, or a monthly income of about $3,052.

· A child whose family has a household income at or above 150% of the federal poverty level is required to pay a premium. So a family of three whose annual household income is above $27,465, or a monthly income above $2,289, will have to pay a $20 monthly premium.

· Some of the benefits include hospital care, physician services, emergency services, prescription drugs, well child services, mental health services, vision, hearing, and dental care, lab and x-ray services, and physical, speech, and occupational therapy.

· You can pick up an application for the Children’s Health Insurance Program at the local Health Department office or the local Department of Community Based Services office. You can also request that an application be sent to you by mail by calling (877) 524-4718.