Individual Health Plans

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If you do not have access to employer-sponsored group health plan, you may want to buy an individual health insurance policy from a private health insurance company. However, in Indiana – as in most other states – you have limited guaranteed access to individual health insurance. There are some alternatives to individual health insurance coverage in the private market – such as COBRA coverage and ICHIA coverage. This chapter summarizes your protections under different kinds of health plan coverage.


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