If you do not have access to employer-sponsored group health plans, you may want to buy an individual health insurance policy from a private health insurance company. However, in Idaho, you have limited guaranteed access to individual health insurance only through the Idaho Individual High Risk Reinsurance Pool. There also are some alternatives to individual health insurance- such as COBRA coverage and conversion coverage. This chapter summarizes your protections under different kinds of health plan coverage.
Individual Health Plans
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- Individual Health Insurance Sold by Private Insurers
- COBRA
- Conversion
- Idaho Individual High Risk Reinsurance Pool (HRP)
