MEDICAID

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Medicaid is a program that provides health coverage to some low-income Connecticut residents. Medicaid covers families with children and pregnant women, medically needy individuals, the elderly, and people with disabilities, if state and federal guidelines are met. Legal residents who are not U.S. citizens may be eligible for Medicaid. Non-citizens who do not have immigration documents cannot enroll in Medicaid.

· For certain categories of people, eligibility for Medicaid is based on the amount of your household income.

In Connecticut you may be eligible for Medicaid if you are an infant, a child, pregnant, the parent of a dependent child, elderly, or disabled and your family income meets the Medicaid income standards.

Income eligibility levels for these categories are described below. For most eligibility categories your assets and some expenses also may be taken into account. However, there is no asset test for children, parents and pregnant women. For more information, contact the Medical Assistance Program of the Connecticut Department of Social Services

Low income persons eligible for Medicaid in Connecticut*

Category                 Income eligibility (as percent of federal poverty level)

Child to age 19       185% (monthly income of about $2,823 for family of 3)
Pregnant woman     250%
Parents
     working            191%
     non-working      185%
Medically needy
     Individual           80%
     Couple               76%

* Eligibility information was compiled from State Health Facts, the Henry J. Kaiser Family Foundation, and may have changed since this guide was published. Contact your state Medicaid program for the most up to date information and for other eligibility requirements that may apply.


To get an idea of how your income compares to the federal poverty level, use the federal poverty guideline issued by the U.S. Department of Health and Human Services for the year 2009:

Size of Family Unit            Poverty Guideline (annual income)

        1                             $10,830
        2                             $14,570
        3                             $18,310

For larger families add $3,740 for each additional person

So, for example, using this guideline, 185% of the federal poverty level for a family of 3 would be an annual income of $33,874, or a monthly income of $2,823.

* Contact your state Medicaid program for the most up to date information and for other eligibility requirements that may apply.

· Parents who receive benefits under TANF (also called Jobs First in Connecticut) should also know that when you get a job and your TANF benefits end, you generally can stay on Medicaid for a 12-month transitional period.

In addition, your children may qualify for Medicaid of your family’s income meets certain income standards.

· Poor elderly or disabled people who get Supplemental Security Income (SSI) benefits may be eligible for Medicaid, although it is not automatic.

Disabled individuals should know that if your income earned from a job increases so that you no longer qualify for SSI, you may be able to continue your Medicaid coverage at least for a limited time.

· People who have high medical expenses may also qualify for Medicaid. You may qualify as medically needy if you have high medical expenses that, when subtracted from your income, would make you eligible for Medicaid coverage. For example, people who have to pay a lot for prescription drugs, nursing home care, or other long term care services sometimes qualify as medically needy if they don’t have health insurance that covers these services.

· Retired or disabled people who have low incomes and are enrolled in Medicare may also qualify for help from Medicaid. Even though your income may be too high to qualify for Medicaid insurance coverage, there may be other ways Medicaid can help you.

If your household income is below the poverty level, Medicaid will pay your Medicare monthly premium and your Medicare deductibles and coinsurance. This is called the Qualified Medicare Beneficiary (QMB) program.

If your household income is between 100% and 120% of the poverty level, Medicaid will pay for your monthly Medicare premiums only. This is called the Specified Low-Income Medicare Beneficiary (SLMB) program.

Contact your Medical Assistance Program of the Connecticut Department of Social Services for more information about other eligibility requirements.

· To find out if you or other members of your family qualify for Medicaid, contact Medical Assistance Programs of the Connecticut Department of Social Services.


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