Karen Pollitz
Kevin Lucia
Eliza Bangit
Jennifer Hersh
Jennifer Libster
Nadja Ruzica
Mila KofmanGEORGETOWN UNIVERSITY
HEALTH POLICY INSTITUTE

December 2004 

The authors wish to express appreciation to Elizabeth Hadley, Robert Imes, Lauren Polite, Jalena Specht, and Nicole Tapay for their work developing the first edition of these guides.

The authors also wish to express appreciation to the staff of the Alaska Division of Insurance for their review of this document.  Their help was invaluable in our research and understanding of applicable law and policy.  Without them, this guide would not have been possible.  However, any mistakes that may appear are our own.