- Alabama law limits how much small employers can be charged for health insurance. Within limits, premiums for small group health insurance policies can vary based on the health status, age, gender, geography, and other characteristics of those in your group. Even within these limits, premiums can be significantly higher if someone in your group has a serious health condition. These limits apply to small employers in Alabama with 2-50 eligible employees. For groups with more than 50 eligible employees, Alabama does not limit premium variation or increases. If you have questions about your group health insurance premiums, contact the Alabama Department of Insurance.
Can I Be Charged More Because of My Group’s Health Status?
