If you do not have access to employer-sponsored group health plan, you may want to buy an individual health insurance from a private health insurance company. However, in Alabama - as in most other states - you have limited guaranteed access to individual health insurance. There are some alternatives to individual health insurance coverage in the private market - such as COBRA coverage and the Alabama Health Insurance Plan. This chapter summarizes your protections under different kinds of health plan coverage.
Individual Health Plans
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- Individual Health Insurance Sold by Private Insurers
- COBRA Continuation Coverage
- Alabama Health Insurance Plan (AHIP)