ALL Kids is a state program that provides health insurance to low-income families with children under the age of 18 who are not eligible for Medicaid and are uninsured.
- Your child must meet certain qualifications. Your child must be a resident of Alabama, under the age of 19 years old and uninsured. In addition, your family income must be at or below 200% of FPL (or more in some circumstances). For a family of 3, this works out to an annual income of about $35,200 or about $2,934 per month.
- If you voluntarily dropped health insurance to enroll your child into All Kids, they may face a 3-month waiting period. There are many exceptions to this rule, such as , among other reasons, when you drop COBRA, Alabama Child Caring Program or individual health insurance. Be sure, before dropping other health coverage, to check with All Kids.
- ALL Kids does not impose exclusions for pre-existing conditions. If your child qualifies, as soon as their coverage starts they will be eligible for all covered benefits and services.
- If your child qualifies, he or she will be eligible for comprehensive health insurance coverage. ALL Kids covers hospital and physician care, prescription drugs, immunizations, among other services.
- You may have to pay a small fee for your child to enroll in ALL Kids. Premiums are based on family size and income. As of January 2008, fees ranged between $50 (low fee) to $100 (fee) per year, per child, up to the first 3 children. If you have 4 or more children enrolled in ALL Kids, you only pay for the first 3 children. In addition, small co-pays are required for most services.
- For more information, call (888) 373-5437 or visit www.adph.org/ALLKIDS.