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Welcome to!

Consumer Guides for Getting and Keeping Health Insurance

Choose Your State to Read Your Guide

Alternate list of states.

NEW Updated Consumer Guides are online for California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Montana, New York, North Carolina, Oregon, Pennsylvania and Texas.

Coverage When It Counts

New report! Consumers need more information on what health insurance covers, and this report, from Georgetown University's Health Policy Institute, provides background and a proposal of how to make sure consumers know what their health insurance covers. Read more and download it now.

The in-depth state studies behind this report:

California | Massachusetts

Did you see us in The Washington Post? Free guides to health insurance information in Washington, DC, Maryland and Virginia that were cited in the article, are available here!

*** Did you see us in The New York TImes masthead ? Click here for all the FREE DOCUMENTS mentioned in the article.

The Georgetown University Health Policy Institute has written A CONSUMER GUIDE FOR GETTING AND KEEPING HEALTH INSURANCE for each state and the District of Columbia — fifty-one in all. These Consumer Guides are available at this web site and will be updated periodically as changes in federal and state policy warrant.

The Guides summarize your protections, and so may not answer all of your questions. They are not a substitute for legal, accounting, or other professional advice. Please consult a qualified expert before making any decisions about your own health insurance. The authors, the Health Policy Institute, and Georgetown University specifically disclaim any personal liability, loss or risk incurred as a consequence of the use and application, either directly or indirectly, of any information presented herein.

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Managing Medical Bills

Three important booklets on your money and health care choices

click here for more

other helpful links

Stories of How Health Insurance Can Fail People with Diabetes
Summary of Key Consumer Protections in Individual Health Insurance
Medical Record Rights and Privacy
Consumer's Guide to Health Plan Disputes

We wish to thank the American Cancer Society for its support of research that makes these consumer guides possible. Thanks also to the Robert Wood Johnson Foundation for its founding support of and the following organizations for their past support: AARP, Commonwealth Fund, Henry J. Kaiser Family Foundation, New York Community Trust, Judy Family Foundation, and National Endowment for Financial Education.

Support this non-profit Web site with a tax-deductible contribution. Click for more…

This web page is dedicated to the memory of Merit Kimball, who devoted her career to improving public understanding of health policy.

Consumer Guides for Getting and Keeping Health Insurance in Every State and the District of Columbia

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website last updated August 18, 2009